Should sick people pay more for health care? | The Tylt

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Should sick people pay more for health care?
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The Affordable Care Act eliminated pre-existing conditions in 2014, and many say the latest GOP plan will allowing insurance companies to charge more based on a person's medical history—putting coverage out of reach for sicker, older people. After his newborn son was found to have severe heart defects, talk show host Jimmy Kimmel made an emotional plea to his audience to support affordable health care coverage for all:

“We were brought up to believe that we live in the greatest country in the world, but until a few years ago, millions and millions of us had no access to health insurance at all. Before 2014, if you were born with congenital heart disease like my son was, there was a good chance you’d never be able to get health insurance because you had a pre-existing condition. You were born with a pre-existing condition. And if your parents didn’t have medical insurance, you might not live long enough to even get denied because of a pre-existing condition."
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 Sheldon Richman argues that insurance companies need to make money.

I do not blame insurance companies for being unwilling to write policies for existing illnesses. Forcing the companies to cover already sick people would be wrong because it would not be true insurance. Insurance is about future risk and uncertainty, not about past or present actualities.
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Republican Congressman Mo Brooks argues the new AHCA amendment is fair because people “who lead good lives” should not have to pay as much in health insurance costs:

"It will allow insurance companies to require people who have higher health care costs to contribute more to the insurance pool that helps offset all these costs, thereby reducing the cost to those people who lead good lives, they’re healthy, you know, they are doing the things to keep their bodies healthy,” he said. “And right now, those are the people who have done things the right way that are seeing their costs skyrocketing.”
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Brooks took serious heat on social media for appearing to defend higher health care costs for people with health conditions.

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And the Cato Institute says that forcing insurance companies to cover the elderly and the ill at the same rates that they cover the young and healthy is simply unsustainable.

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