Chipotle is the grown up version of Taco Bell. It doesn't have a huge wide wacky menu, but it's a really good menu. The biggest difference is Chipotle can be healthy, if that's what you want. You know what the ingredients are and you know they're fresh. The factory line style service allows the customer to pick what goes in and what doesn't—so it's all on you if you really want that sour cream or cheese in your burrito bowl.
Chipotle being healthier means you can go there more often than Taco Bell. At least you know you're less likely to die of a heart attack (or massive stomach problems) if you pig out on Chipotle. But don't let the fact that it's healthier imply that it's any less tasty. That's absolutely untrue. Chipotle is freaking delicious.
Others swear by Taco Bell because it is pure comfort. Chipotle isn't there for you when you're wandering the streets at 2 A.M. drunk off your face looking for food. Taco Bell is always there for you. Walk into any Taco Bell anywhere and you'll know you can get a piping hot Chalupa and Fiesta Potatoes and all will be right in the world.
Besides, for the price of an elitist and overly fancy Chipotle burrito, you can have an entire feast at Taco Bell. The fast food restaurant has fed countless generations of broke college students. It's literally helped people get through school. You'd be in even more debt if you tried that with Chipotle.
Taco Bell is about embracing your inner trash self (not that we're saying you're trashy). It's about doubling down and getting the Cool Ranch Doritos Locos Taco because you can and it's the right thing to do when you have the drunchies.